www.moneyscotland.gov.uk - Advice on managing money and beating debt
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Are you Eligible?

Check you eligibility
  1. Do you have more than one debt?
    (If you have two or more debts to a single creditor, such as two years arrears of council tax, this counts as multiple debt)

    2. yes no

  2. Do you currently have a trust deed or protected trust deed?

    3. yes no

  3. Are you sequestrated, bankrupt or subject to a Bankruptcy Restrictions Order?

    4. yes no