www.moneyscotland.gov.uk -  Advice on managing money and beating debt
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Accountant in Bankruptcy

The agency of the Scottish Government Justice Department which deals with bankruptcy.
www.aib.gov.uk

CCCS

The Consumer Credit Counselling Service, a leading voluntary advice and debt management organisation.
www.cccs.co.uk

Citizens Advice Scotland

Citizens Advice Bureau (CAB) service offering consumer information.
www.cas.org.uk

Consumer Direct

A telephone and online advice and information service.
www.consumerdirect.gov.uk

Credit Reference Agencies

Providers of credit information to individuals and businesses:

Financial Services Authority

The independent body which regulates the UK financial services industry for consumers.
www.fsa.gov.uk

ICAS

The Institute of Chartered Accountants detailing services and news.
www.icas.org.uk

Insolvency Service

An Executive Agency of the Department of Trade & Industry which deals with insolvency matters in England and Wales, and some insolvency in Scotland.
www.insolvency.gov.uk

Law Society of Scotland

The governing body for the Scottish legal profession.
www.lawscot.org.uk

Money Advice Scotland

An organisation dedicated to raising the standards of money advice.
www.moneyadvicescotland.org.uk

Insolvency Helpline

The UK Debt Help & Insolvency Helpline.
http://www.insolvencyhelpline.co.uk/ 

National Debtline

A free and confidential helpline for people with debt problems.
www.nationaldebtline.co.uk

Office of Fair Trading

An independent organisation which protects consumer interests and offers advice on debt management, collection guidance and other consumer issues.
www.oft.gov.uk

Payplan

One of the UK's leading voluntary debt management organisations.
www.payplan.com

Scottish Debtline

A charitable organisation offering free, confidential advice.
www.scottishdebtline.co.uk

Scottish Government

The official website of the Scottish Government has three debt-related subsites: